In case of an accident the coverage includes body injuries per person in other car or in your car, hospital compensations per day, medicine) etc. The insurance covers you when there is a damage in the car from weather phenomenon or if there is a fire or explosion. Also, there is a protection from crystal breakage (free replacement) and protection if an accident happens inside private areas. The insurance provides you with Free transfer from insurance vehicle if the car breaks down, crashes or fire bursts wherever you are on the island. The services are available 24 hours a day. In the ultra insurance there is no self-risk of 500€. The insurance covers all of the damage of your car and others. However if you loose/ break the car key and tear/destroy the tyre you are obliged to pay the damage.